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Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What Happens If You Outlive Your Term Life Insurance Policy?

What Happens If You Outlive Your Term Life Insurance Policy?

Term life insurance provides coverage for a specific period, typically 10, 20, or 30 years, ensuring financial support for your loved ones should you suddenly pass away or become incapacitated. But what if you outlive your term policy? Understanding your options can help you plan for the future and ensure continued financial security for your loved ones. What is Term Life Insurance? Term life insurance...

When Is a High Deductible Health Plan the Right Choice?

When Is a High Deductible Health Plan the Right Choice?

Health insurance can seem like a labyrinth of legal and medical jargon, with endless choices. One option that often sparks confusion is the High Deductible Health Plan (HDHP). When they hear “high deductible,” many people immediately think it is expensive and risky. However, in some cases, it can actually be a good move. The following information can help you decide whether a high-deductible health plan...

Risk Factors That Impact Life Insurance Premiums

Risk Factors That Impact Life Insurance Premiums

When you purchase life insurance, you agree to pay monthly premiums and hope the death benefit is enough to protect your family should something unexpected happen. If you have ever felt that your premium is higher than expected, you are not alone. Understanding the factors that determine how much you will pay each month. Insurance companies use the following risk factors to calculate your premiums: ...

Strategies to Help You Pay Less for Prescriptions

Strategies to Help You Pay Less for Prescriptions

Paying for prescription medications today can feel like an endless loop of rising costs and unexpected expenses. Medications are a reality of modern life, regardless of age or health status, and the price tag can be overwhelming. The good news is that there are ways to reduce costs without sacrificing your health or well-being. Generic Medications It is no secret that brand-name medications can be...

A Guide to Life Insurance with Living Benefits

A Guide to Life Insurance with Living Benefits

Most people think of life insurance as a safety net for their loved ones after they have gone. In fact, it can help during the policyholder’s lifetime. Life insurance with living benefits is a policy that goes beyond traditional coverage by offering access to funds in case of injury or illness. This life insurance with a twist may be the financial game changer you were...

Call one of our offices now to speak with a knowledgeable representative or fill out the form and one of our professional representatives will reach out to you when it fits your schedule.
Charlotte Office: (336) 996-0909
Triad Office: (336) 996-0909
Wilmington Office:
Don't miss your upcoming chance to switch Medicare plans!
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Contact Us Today!

  • MM slash DD slash YYYY
  • By providing my phone number to BlueChip NC, I agree and acknowledge that BlueChip NC may send text messages to my wireless phone number for the purpose of providing healthcare information. Message and data rates may apply. Message frequency will vary, and you will be able to Opt-out by replying “STOP", assistance can be found by texting "HELP". For more information on how your data will be handled please visit our Copyrights and Privacy Statement.
  • This field is for validation purposes and should be left unchanged.

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What Happens If You Outlive Your Term Life Insurance Policy?

What Happens If You Outlive Your Term Life Insurance Policy?

Term life insurance provides coverage for a specific period, typically 10, 20, or 30 years, ensuring financial support for your loved ones should you suddenly pass away or become incapacitated. But what if you outlive your term policy? Understanding your options can help you plan for the future and ensure continued financial security for your loved ones. What is Term Life Insurance? Term life insurance...

When Is a High Deductible Health Plan the Right Choice?

When Is a High Deductible Health Plan the Right Choice?

Health insurance can seem like a labyrinth of legal and medical jargon, with endless choices. One option that often sparks confusion is the High Deductible Health Plan (HDHP). When they hear “high deductible,” many people immediately think it is expensive and risky. However, in some cases, it can actually be a good move. The following information can help you decide whether a high-deductible health plan...

Risk Factors That Impact Life Insurance Premiums

Risk Factors That Impact Life Insurance Premiums

When you purchase life insurance, you agree to pay monthly premiums and hope the death benefit is enough to protect your family should something unexpected happen. If you have ever felt that your premium is higher than expected, you are not alone. Understanding the factors that determine how much you will pay each month. Insurance companies use the following risk factors to calculate your premiums: ...

Strategies to Help You Pay Less for Prescriptions

Strategies to Help You Pay Less for Prescriptions

Paying for prescription medications today can feel like an endless loop of rising costs and unexpected expenses. Medications are a reality of modern life, regardless of age or health status, and the price tag can be overwhelming. The good news is that there are ways to reduce costs without sacrificing your health or well-being. Generic Medications It is no secret that brand-name medications can be...

A Guide to Life Insurance with Living Benefits

A Guide to Life Insurance with Living Benefits

Most people think of life insurance as a safety net for their loved ones after they have gone. In fact, it can help during the policyholder’s lifetime. Life insurance with living benefits is a policy that goes beyond traditional coverage by offering access to funds in case of injury or illness. This life insurance with a twist may be the financial game changer you were...

Call one of our offices now to speak with a knowledgeable representative or fill out the form below and one of your professional representatives will reach out to you when it fits your schedule.
Charlotte Office: (336) 996-0909
Triad Office: (336) 996-0909
Wilmington Office: (336) 996-0909

Contact Us Today!

  • MM slash DD slash YYYY
  • By providing my phone number to BlueChip NC, I agree and acknowledge that BlueChip NC may send text messages to my wireless phone number for the purpose of providing healthcare information. Message and data rates may apply. Message frequency will vary, and you will be able to Opt-out by replying “STOP", assistance can be found by texting "HELP". For more information on how your data will be handled please visit our Copyrights and Privacy Statement.
  • This field is for validation purposes and should be left unchanged.

Don't miss your upcoming chance to switch Medicare plans!
Bluecross Blueshield Logo